Published November 5, 2026 in Market Update

Albertville prices split depending on which part you watch

By Blake Dobbins

Real estate, Albertville

The Federal Housing Finance Agency reported U.S. house prices rose 2.4% from August 2025 to August 2026. That number tells you nothing about your street in Albertville. The Real Estate Data Aggregator counted the same period here, and the two ZIP codes pulled in opposite directions.

ZIP 35950: prices up, more homes coming in

The Real Estate Data Aggregator counted 61 homes sold in ZIP 35950 in the three months ending August 31, 2026. That is up 8.9% from the same months in 2025. The median sale price reached $270,000, a 12.8% gain year over year.

More supply is arriving. The Real Estate Data Aggregator recorded 66 new listings in 35950, up 24.5% from a year before. Homes for sale rose 18.5% to 64. Months of supply edged up 0.2 months to 3.2 months. Not a flood, but buyers have more to choose from than they did.

One thing worth knowing: the Real Estate Data Aggregator shows only 13.1% of homes in 35950 sold above list price, down 1.2 points from last year. Sellers are still closing, but the days of easy over-ask offers are quieter. The average home sold at 95.6% of list price, down 0.7 points.

ZIP 35951: prices down, homes sitting longer

The story in 35951 is different. The Real Estate Data Aggregator put the median sale price at $259,000 for the three months ending August 31, 2026. That is down 9.1% from the same period in 2025. Homes sold fell 3.8% to 25.

Homes are taking longer to find a buyer. The Real Estate Data Aggregator recorded a median of 70 days on market in 35951, 15 days longer than a year before. Months of supply rose 0.5 months to 4.4 months. Pending sales dropped 14.8% year over year to 23.

There is one bright spot in 35951. The Real Estate Data Aggregator shows the average home sold at 99% of list price, up 2.8 points from last year. Sellers who priced right were not giving much away. And 21.7% of homes went under contract within two weeks of listing, up 6.9 points year over year. Price carefully and the buyers are still there.

The national picture adds context

The Federal Housing Finance Agency reported U.S. house prices rose 2.4% year over year in August 2026. Albertville's 35950 beat that by a wide margin. Albertville's 35951 moved the other way entirely. A broad national number does not tell you which side of that gap you are on.

Realtor.com reported mortgage rates peaked at 7.40% in mid-October 2026. Rates that high slow buyers down everywhere. That pressure shows up in 35951's longer days on market and falling pending sales. It is worth keeping in mind when you set a price.

Albertville overall: more activity, mixed signals

Across both ZIP codes together, the Real Estate Data Aggregator counted 86 homes sold in the three months ending August 31, 2026, up 4.9% from a year before. New listings rose 5.9% to 90. Homes for sale grew 14.9% to 100. More inventory is a good sign for buyers. For sellers, it means more competition on the block.

These are ZIP code averages for the three months ending August 31, 2026. One street can read differently from the whole ZIP. If you want to know where your address actually lands, send me a note.